True carolina insurance agency, llc

Independent Insurance Coverage Across the Carolinas


Based in Ocean Isle Beach, we proudly serve businesses and families across Brunswick County, NC from Calabash to Leland with personalized and independent insurance guidance. As an independent broker, we work for you— comparing policies across multiple carriers to find the right protection for you, our client.

PROTECTION THAT FITS

Tailored Coverage for Businesses & Families

As independent agents, we’re proud to offer a wide range of coverage options from top insurance carriers. We measure success by the confidence our clients feel knowing their business, and family are protected with coverage that truly fits.

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Inland Marine Insurance

Inland marine insurance protects your tools, equipment, and materials wherever work takes you — on job sites, in transit, or stored off-site. It fills critical coverage gaps left by standard property policies, helping keep your business protected.

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HOA & Condo Insurance

We specialize in helping HOA and condo associations secure proper coverage for buildings, shared assets, and storm-related exposures. Our coastal expertise ensures your policy addresses the realities of hurricanes, flooding, and community-level risk.

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Workers Compensation

We help employers protect their teams and stay compliant with workers compensation requirements across NC and SC. Our independent approach ensures you receive competitive options tailored to your business size, industry, and risk exposure.

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Contractor & Builders Risk

From jobsite tools to full project builds, we guide contractors through essential coverages such as builders risk, inland marine, and general liability. Every policy is crafted around your workflow and local code requirements.

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GUIDED BY COASTAL EXPERTISE

About True Carolina Insurance Agency

True Carolina was founded on a simple belief: people deserve honest guidance and clear answers when protecting what matters most. Our team brings years of experience serving Coastal Carolina’s families and businesses, blending industry expertise with a neighbor-first commitment.



Why Choose an Independent Agency?

  • Independent Expertise
  • Local, Personal Service
  • Tailored Business Solutions
  • Coastal Risk Knowledge
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Get a quote today

Ready to Protect What Matters Most?

We proudly serve clients across Brunswick County, NC and neighboring communities throughout Coastal Carolina with dependable, personalized insurance solutions. Let’s talk about your goals and build the right coverage for your future.